Yeah, I think most of our generation and those younger than us do. They usually prefer not to think about it, however, or to convince themselves that their private insurances and saving plans are going to prevent it. Whereas probably, for most of us, it will be as it is, and always has been, in most parts of the world: the 'real' insurance for your old age is having children and hoping they will be able to help out.
Well, at least some people have a saving plan/insurance.
In fact, since today, so do I, but it's kind of pointless. It will result in a whopping 87 euros per month when I'm 67. And of course, with me entering the workforce only at the age of 34 or older, there's not a chance I'll work the minimum forty years required to get even a pension of around 200 euros per month. Yay!
is that I really need to get off my ass and start exploring alternative communal ways of living and so on. I-help-take-care-of-your-kids-now-you-help-take-care-of-me-when-I'm-old; that kind of thing. 'Cause there's no way in hell I'm going to be able to support myself financially when I'm not physically fit anymore.
to never become "not physically fit". But since my joints are already in a sorry state, I don't think that's an option (short of killing myself, that is - which isn't really an option I seriously consider).
Since most of the time I don't really believe society in its current form will still be around when I'm 67. (All the more annoying, though, to have to 'give' all my money to an insurance company, never to be seen again, under the circumstances! I probably wouldn't do it, if it weren't the only way to qualify for Hartz 4 now.)
I completely agree. Remember, all the insurances that predated the Great War and then the inflation of the 1920s were destroyed in said events, as were those that then predated WWII became worthless in turn. And there were similar crises in the 19th and even 18th centuries, although of course on a much smaller scale, because the vast majority of people weren't involved with 'Capitalism', but still lived on a subsistence basis. Which is why I don't think private life insurances/saving plans work anyway.
Not so much a question of being the right kind of person as finding the right kind of project, I think. I'm not really thinking of founding one on my own. But I do think things like that already exist. I need to find out more about them, obviously.
This could have the added benefit of salving my conscience in more ways than one. Ideally, I'd like some kind of communal living, eco-type/sustainability-focused project - something that shows a possible way forward out of the whole mess we're in, not just regarding one aspect of it.
Not so much a question of being the right kind of person as finding the right kind of project, I think.
Yes, I agree on this. 'Society' (whatever or whoever *that* is) needs to develope new ways of living together yet still independently, of supporting people in their old age etc.
This could have the added benefit of salving my conscience in more ways than one. Ideally, I'd like some kind of communal living, eco-type/sustainability-focused project - something that shows a possible way forward out of the whole mess we're in, not just regarding one aspect of it.
True. It's indeed a multi-dimensional issue, and solutions will only work if they consider all aspects of it, as well as the dynamics between them.
Re: Well, at least some people have a saving plan/insurance.
Sadly, in the pre-Bachelor generation in Germany, that's quite a common situation. And, for different reasons, matters are similarly bleak in many other 'Western' countries. Historically, the prosperous decades that followed WW II (at least in the West) will be a very short period, I think. Which is why I consider dystopian SF to be quite realistic, sometimes. Still, I'm not a *complete* pessimist - and still hopeful that 'society' will find new solutions for new circumstances/problems.
Yeah, but at least the twentysomethings who finish uni at 24...
have a decade more time to work and save and so on. I think that gives them a slight advantage over me. Which is fine, and it's all my own fault for having taken ridiculously long to study and so on anyway... (I mean, who needs *fourteen years* to find out what they want/can do with their lives?!) Just saying, I think some of the twentysomethings have a better chance of turning things around for themselves, financially, than I do. Not a *great* chance, perhaps, but still significantly better than mine.
Yes, well, *theoretically* I should be mostly okay by the time I'm old (which... getting closer) but that depends on certain large institutions, like my workplace and the U.S. Government, not pancaking on things like Social Security and retirement health benefits. Also on my state not going bankrupt. And the stock market not tanking and taking my miniscule savings with it.
So basically I have the helpless feeling that it doesn't matter if *I'm* careful and plan ahead, it will probably all go pear-shaped anyway.
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Well, at least some people have a saving plan/insurance.
What all this means, of course...
'course, another solution would be...
All of this is highly academic, anyway.
Re: All of this is highly academic, anyway.
Re: What all this means, of course...
Re: What all this means, of course...
This could have the added benefit of salving my conscience in more ways than one. Ideally, I'd like some kind of communal living, eco-type/sustainability-focused project - something that shows a possible way forward out of the whole mess we're in, not just regarding one aspect of it.
Re: What all this means, of course...
Yes, I agree on this. 'Society' (whatever or whoever *that* is) needs to develope new ways of living together yet still independently, of supporting people in their old age etc.
True. It's indeed a multi-dimensional issue, and solutions will only work if they consider all aspects of it, as well as the dynamics between them.
Re: Well, at least some people have a saving plan/insurance.
Yeah, but at least the twentysomethings who finish uni at 24...
That's true, of course ...
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So basically I have the helpless feeling that it doesn't matter if *I'm* careful and plan ahead, it will probably all go pear-shaped anyway.
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